GrowShine Financial Group LLC – Terms of Service
Last Updated: August 29, 2025
THESE TERMS OF SERVICE (“Terms”) constitute a binding legal agreement between you and GrowShine Financial Group LLC (“GrowShine,” “we,” “our,” or “us”). These Terms govern your use of our website, tools, forms, financial products, content, and related services (collectively, the “Services”).
By using the Services, you agree to these Terms and our Privacy Policy. If you do not agree, do not use the Services. You must be at least 18 years old to use the Services.
⚠️ IMPORTANT: These Terms include an Arbitration Clause and Class Action Waiver.
1. Changes to These Terms
We may update these Terms at any time. Updates will be posted with a new “Last Updated” date. Continued use means you accept the updated Terms.
2. No Legal, Tax, or Investment Advice
GrowShine is not a law firm. The Services are educational financial tools only. For legal, tax, or investment advice, consult a qualified professional.
3. User Content
You are responsible for content you submit. You grant GrowShine a license to use it as necessary to operate the Services.
4. Feedback
You agree GrowShine may use any feedback or suggestions you provide without obligation or compensation.
5. Prohibited Conduct
You must not misuse the Services, including by uploading unlawful content, impersonating others, attempting to hack, or violating laws.
6. Deletion of Data
We will attempt to delete your data upon request, but backups or legally required records may persist.
7. License
You are granted a limited, non-transferable license to use the Services for personal or internal business purposes only.
8. Intellectual Property
All content, trademarks, and intellectual property are owned by GrowShine. Unauthorized use is prohibited.
9. Suspension & Termination
We may suspend or terminate your access if you violate these Terms or for legal/security reasons.
10. Payments
If you purchase Services, you agree to pay applicable fees and taxes. Refunds are discretionary. Some Services may auto-renew unless canceled.
11. Geographic Scope
Our Services are intended for U.S. users. If you access them from outside the U.S., you are responsible for compliance with local laws.
12. Third-Party Links
We are not responsible for third-party websites or services linked through our platform.
13. Indemnification
You agree to indemnify GrowShine against claims, damages, or expenses arising from your use of the Services.
14. Limitation of Liability
GrowShine is not liable for indirect or consequential damages. Total liability will not exceed the fees you paid in the 12 months before the claim.
15. Governing Law & Jurisdiction
These Terms are governed by the laws of the State of New Jersey. Any disputes will be resolved in New Jersey courts, unless subject to arbitration under Section 16.
16. Arbitration & Class Action Waiver
Disputes will be resolved by binding arbitration under JAMS rules. You waive jury trials and class actions.
17. Notices
We may provide notices via email, website postings, or other reasonable methods.
18. Severability
If any provision is invalid, the rest remain enforceable.
19. Entire Agreement
These Terms and the Privacy Policy constitute the full agreement between you and GrowShine.
20. Contact Information
GrowShine Financial Group LLC
📍 27204 Osprey Way, Princeton Junction, NJ 08550
📧 solve@growshinefin.com
📞+1(609) 674 -7817