27204 Osprey Way, Princeton Junction NJ 08550
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GrowShine Financial Group LLC – Privacy Policy

Last Updated: August 29, 2025

This Privacy Policy applies to information collected by GrowShine Financial Group LLC (“GrowShine,” “we,” “our,” or “us”) in connection with our offerings through websites (including www.growshinefin.com) and affiliated landing pages, mobile interfaces, forms, and communications (collectively, the “Services”). Please read this carefully. By using any of our Services, you accept the practices described herein. If you disagree, please do not use our Services.

This Privacy Policy is incorporated into and forms part of our Terms of Service.

1. Information We Collect

A. Personal Information (you provide)

  • Name, email, phone number, mailing address
  • Financial and application details you voluntarily submit (e.g., for will & trust services, life insurance, fixed indexed annuities)
  • Payment information (processed by third-party processors)
  • Geolocation (if enabled)
  • Any other data submitted via forms, quotes, or scheduling tools

B. Non-Personal/Technical & Usage Data (automatically collected)

  • IP address, device/browser details, pages visited, referral info, time spent, clicks
  • Cookies, pixels, tags, SDK data (see Section 4)

C. External Sources

  • Activity from lead sources, advertising platforms (Meta, Google), analytics tools, email/CRM, or referral partners per their policies and your authorizations

2. How We Use Your Information

We use the information to:

  • Operate, deliver, and improve the Services
  • Respond to inquiries and arrange consultations
  • Complete transactions and provide requested products/services
  • Connect with licensed agents or advisors (with consent where required)
  • Personalize content and measure advertising effectiveness
  • Perform analytics, research, and feature development
  • Detect and prevent fraud, abuse, or security issues
  • Comply with legal, financial, and regulatory obligations (e.g., insurance/annuity laws)

We do not sell Personal Information.

3. How We Share Your Information

We may share data with:

  • Service Providers: e.g., hosting, analytics, email/SMS, CRM, payments
  • Financial Partners & Carriers: for processing applications (with your consent where needed)
  • Affiliates & Advisors: for compliance and operational support
  • Ad & Analytics Partners: e.g., in hashed or pseudonymous form for ad targeting/measurement
  • Legal/Compliance Entities: if required by law or to enforce rights
  • Business Transactions: including mergers, acquisitions, or reorganization

We may also share Non‑Personal or aggregated data for reporting and analytics.

4. Cookies, Pixels & Advertising (Meta-Compliant)

We and our partners use cookies, pixels, and similar technologies to:

  • Run the website smoothly
  • Save your preferences
  • Analyze traffic trends
  • Serve relevant ads, including retargeting (e.g., via Meta Pixel or Google Ads)

You can manage cookies via browser settings; note that disabling may affect functionality.

Ad Preferences Tools:

Meta Pixel Disclosure: We use the Meta Pixel to measure actions on our site and serve relevant ads across Meta platforms. Data usage is governed by Meta’s Data Policy. You can manage your ad preferences through your Meta account.

Do Not Track (DNT): We currently do not respond to DNT browser signals.

5. Your Rights & Choices

  • Access / Update / Delete: Contact us to view, correct, or delete your personal data (subject to legal limits).
  • Opt-Out: Unsubscribe from marketing communications anytime.
  • Device Permissions: Control the use of your location, notifications, camera/photos via device settings.
  • App Uninstall: Removing a mobile app stops data collection by that app.
  • Ad Preferences: Use the DAA, NAI, or AppChoices links above to manage ad targeting.

To exercise your rights, email [email protected].

6. California Privacy Rights (CCPA/CPRA)

California residents may request:

  • Details on categories of personal data collected, used, and shared
  • Deletion or correction of personal data (with exceptions)
  • Restrictions on sensitive personal data usage, where applicable

We confirm: we do not sell Personal Information.

Submit requests to [email protected].

7. Data Security

We deploy standard safeguards (encryption, restricted access, secure storage) to protect your data, but no system is completely secure. If you suspect a security issue, immediately notify us at [email protected].

8. Data Retention

We keep data as long as needed to:

  • Provide Services
  • Comply with legal and regulatory requirements (especially insurance/financial rules)
  • Resolve disputes and enforce agreements

9. Children’s Privacy

Our Services are not intended for children under 13, and we do not knowingly collect their data. If notified, we will promptly delete such information.

10. Changes to This Policy

We may update this Privacy Policy periodically. The “Last Updated” date reflects the most recent version. Continued use of the Services indicates acceptance of updates.

11. Contact Us


Registered Office Address:
Privacy Officer
GrowShine Financial Group LLC
27204 Osprey Way, Princeton Junction, NJ 08550

Online: https://www.growshinefin.com/contact/

Email (Privacy Requests): [email protected]
Email (Security Concerns): [email protected]