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Grow-Shine Financial + NetLawProfessional Estate Planning Partnership

If something happens to both of you, who raises your kids?

A Will names the guardian you choose. A Trust keeps your home and savings out of probate. Both spouses, one plan.

$599 one-time · covers both spouses · lifetime updates
A multigenerational Indian family planning their legacy
⚖️ Attorney-drafted documents🇺🇸 All 50 states♾️ Lifetime access & free updates💑 Both spouses included
The big three questions

Every family needs these answered

If they aren't in writing, a court answers them for you.

👶

Who raises your children?

Without a named guardian, a judge decides who gets custody of your children and their inheritance. A will lets you choose the person you trust most — and a backup.

🏠

What happens to your home and savings?

Without a trust, your home and accounts can sit in probate court for months and become public record. A trust passes them to your family privately.

🩺

Who decides if you can't?

If you're ever incapacitated, someone has to handle bills and medical decisions. Powers of attorney and a healthcare surrogate make sure it's someone you chose.

Start My Will & Trust – $599
What's included

A complete estate plan, not just a will

📜
Last Will and TestamentName guardians for minor children and distribute your assets
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Revocable Living TrustAvoid probate and keep your family's affairs private
🔁
Pour-Over WillMakes sure every asset ends up in your trust
💼
Durable Financial Power of AttorneySomeone you trust handles money matters
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Healthcare SurrogateSomeone you trust makes medical decisions
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HIPAA AuthorizationLets your family access medical information
📝
Advance Directive / Living WillYour end-of-life care wishes, in writing
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Pet TrustYour pets are cared for, too
☁️
Secure Cloud StorageAccess and update your documents anytime
How it works

Done in an afternoon

1

Get your plan

Pay $599 once — by card, Apple Pay, Google Pay, or Zelle through WhatsApp.

2

Receive your NetLaw voucher

Ravi sends your voucher code, usually the same day, and helps if you get stuck.

3

Complete it online

Answer guided questions in 30–60 minutes, sign, and your family is protected.

Pricing

One simple price. No subscriptions.

$599
one-time · covers both spouses
  • Will, Living Trust & Pour-Over Will
  • Financial & healthcare powers of attorney
  • Advance directive, HIPAA & pet trust
  • Lifetime access with free updates
  • Secure cloud storage
Compare to $3,000+ for traditional attorney services
Start My Will & Trust – $599
Prefer Zelle? Pay on WhatsApp →

Secure checkout by Stripe. Grow-Shine Financial is not a law firm and does not provide legal advice. Estate planning documents are provided through NetLaw. If you have assets outside the U.S. or a complex estate, speak with an attorney.

Common questions

Will & Trust FAQs

What do I get after I make the payment?

Ravi sends you a NetLaw voucher code (usually the same day). Use it to activate your NetLaw account and follow the step-by-step process to complete your Will, Trust and other documents — 100% online.

Can I pay with Zelle?

Yes. Message us on WhatsApp, choose Get Will & Trust → Buy Now, and you'll get the Zelle details. Card, Apple Pay and Google Pay work through the button on this page.

Is this legally valid in all states?

NetLaw documents are attorney-drafted and designed to meet the requirements of all 50 U.S. states.

Do I need a lawyer to complete this?

No. The process is designed so you can complete it confidently on your own. If you'd like legal guidance, you can consult an attorney independently.

How long does it take to finish?

Most people complete everything in 30–60 minutes — on your own time, from any device.

Can I make changes later?

Yes. You get lifetime access to your plan with free updates — move, marry, have a child or buy a home and you can update your documents.

Is it safe and secure?

NetLaw encrypts your data and stores it securely. Payment is processed by Stripe.

What is a Last Will and Testament?

A legal document that says how your assets are distributed after your death. It names beneficiaries, guardians for minor children and an executor to manage your estate. Without one, state law decides.

What is a Living Trust and how is it different from a Will?

A Living (Revocable) Trust holds your assets during your lifetime and passes them on after your death. Unlike a will, trust assets avoid probate court, so distribution is private and faster. You stay in full control as trustee and can change or revoke it anytime.

What is probate and why should I avoid it?

Probate is the court-supervised process of validating a will and distributing assets. It can take 6–18 months, cost thousands in legal fees, and becomes public record. Assets in a living trust bypass it.

What is a Power of Attorney?

It authorizes someone you trust to handle financial and legal matters if you become incapacitated. A durable power of attorney stays effective even then, so bills get paid and accounts managed.

What is a Healthcare Surrogate or Healthcare Power of Attorney?

It names someone to make medical decisions for you if you can't — talk to doctors, see records and decide based on your wishes.

What is an Advance Directive or Living Will?

It records your end-of-life care preferences (life support, artificial nutrition and more) to guide your healthcare surrogate and doctors.

What is HIPAA Authorization and why do I need it?

It lets the people you choose access your medical information. Without it, even close family can be denied information because of privacy laws.

Do I need estate planning if I don't have many assets?

Yes. It's about naming guardians for your children, making healthcare decisions clear and sparing your family probate — not only about wealth.

What happens if I die without a will or trust?

State law decides who gets your assets, your family faces probate, and a court appoints guardians for minor children. That can mean delays, cost and family conflict.

How is this different from hiring a traditional attorney?

Attorneys typically charge $3,000–$5,000+ for a will-and-trust package. This plan gives you attorney-drafted NetLaw documents with lifetime updates for a one-time $599 — for both spouses.

The platform

Documents through NetLaw

Grow-Shine Financial partners with NetLaw, an online estate-planning platform, for attorney-drafted documents. As reported by NetLaw:

25+years in estate planning
500,000+families served
50states covered

Still have questions?

Talk it through with Ravi first — free, no pressure.

Grow-Shine Financial is not a law firm and does not provide legal advice. Estate planning documents are provided through NetLaw. If you have assets outside the U.S. or a complex estate, speak with an attorney.