Mortgage balance plus any other debts — car, personal, credit cards.
Gross household income, before tax.
Long enough for your family to regroup — most families choose 15.
We budget roughly $100,000 per child. Enter 0 if that is not part of your plan.
Employer coverage plus any personal policy. Remember employer cover usually ends when the job does.
Cash, brokerage, 401(k) — only what you would be willing to spend down.
Your full breakdown appears on the next screen — this is so you keep a copy and we can answer questions.
We never sell your information. No spam, no cold calls.
That is roughly what is not covered today if something happened to you.
| Debts to clear | $0 |
| Income replacement (15 yrs) | $0 |
| College | $0 |
| Total your family would need | $0 |
| Less: life insurance you have | $0 |
| Less: savings you would use | $0 |
| Your gap | $0 |
We will tell you what this actually costs at your age and health — and if you already have enough, we will say so.
Book a free 15-min review →Estimate only, using the DIME method (Debt, Income, Mortgage, Education). It is not a quote, not an offer of insurance, and not financial advice. Your actual need depends on your circumstances, and any premium depends on age, health, coverage amount, term length and state, subject to application and underwriting approval by the issuing insurance company.